How to choose a good insurance, without the Complication of claims
Choose the insurance that will protect our lives and risk the loss of the other is not an easy thing. You don't get disappointed because of the difficult claim. Consider these important tips.
The recently rumored to top insurance companies in Indonesia is rumored to be a suspect. The legal status is set by the Police Department after processing a customer report that disappointed because insurance claims at the company end up failing.
For a client or insurance company, claim losses are very crucial. Customer interest in order for losses suffered may be transferred to the insurance company.
While the insurance companies concerned so that the claims of the existence of the claim, not asphalt. But sometimes occurs a difference of interests which led to the Office of law enforcement as the case above.
For you who are choosing insurance, try using the following five criteria. You can use it to select life insurance and general insurance:
The Age Of Insurance Companies
The first way selects the insurance company's age by looking at. Insurance companies that stand a year or the last two years, certainly not better than insurance companies who have aged decades. Because the company has proven to be able to operate properly and keeping the trust of customers.
But that does not mean a company that has long-standing is a healthy and good company. Use other criteria.
The Insurance Company Had A Good Reputation
The second way selects the insurance by looking at the reputation of the insurance company. You will certainly choose to place your risk to an insurance company that is reputable and credible, not the insurance companies frequently disappoint customers.
Thus you are more assured that your money will not be abused by insurance companies. In addition, you can quiet charge insurance companies bear the risk that happened to you.
Try finding out the reputation of the insurance company through a friend to probe digital footprint in managing insurance policies to pay customer claims. If a lot of the comments are positive and satisfactory, do not hesitate to choose the insurance company. If any complaint and disappointment, we recommend that you avoid these companies and your list of doodles.
Premiums Cheaper But Not Cheap
The third way of choosing insurance by looking at the price premium or contribution which is paid monthly or yearly by consumers. A nice premium does not mean it must be expensive. The premium should be good economically but has fairly complete benefits.
Don't be lazy to compare several products that are worthy of some insurance companies so that you may gain a great product at an affordable price. Currently, some comparison sites already penetrated into the services of the insurance company.
Note The Specific Criteria Insurance Companies
The fourth way of choosing insurance by measuring specific criteria insurance companies. There are specific criteria insurance companies that perform well you need to pay attention to. I.e., The Ratio Of Risk-Based Capital (RBC) Ratio, Liquidity. the magnitude of the guarantee fund, technical reserves plus debt claims, and claims burden ratio.
For example, the RBC ratio terms have limits of at least 120% of the liability to the customer. RBC ratio shows the ability of insurance companies to pay its obligations.
The higher the insurance company passes the minimum required, the better the financial insurance company.
Learn about each of these criteria. If these criteria are met, the insurance company selected worthy.
By having the right insurance, you will transfer your risk to insurance companies so as not to interfere with personal finance.
The recently rumored to top insurance companies in Indonesia is rumored to be a suspect. The legal status is set by the Police Department after processing a customer report that disappointed because insurance claims at the company end up failing.
For a client or insurance company, claim losses are very crucial. Customer interest in order for losses suffered may be transferred to the insurance company.
While the insurance companies concerned so that the claims of the existence of the claim, not asphalt. But sometimes occurs a difference of interests which led to the Office of law enforcement as the case above.
For you who are choosing insurance, try using the following five criteria. You can use it to select life insurance and general insurance:
The Age Of Insurance Companies
The first way selects the insurance company's age by looking at. Insurance companies that stand a year or the last two years, certainly not better than insurance companies who have aged decades. Because the company has proven to be able to operate properly and keeping the trust of customers.
But that does not mean a company that has long-standing is a healthy and good company. Use other criteria.
The Insurance Company Had A Good Reputation
The second way selects the insurance by looking at the reputation of the insurance company. You will certainly choose to place your risk to an insurance company that is reputable and credible, not the insurance companies frequently disappoint customers.
Thus you are more assured that your money will not be abused by insurance companies. In addition, you can quiet charge insurance companies bear the risk that happened to you.
Try finding out the reputation of the insurance company through a friend to probe digital footprint in managing insurance policies to pay customer claims. If a lot of the comments are positive and satisfactory, do not hesitate to choose the insurance company. If any complaint and disappointment, we recommend that you avoid these companies and your list of doodles.
Premiums Cheaper But Not Cheap
The third way of choosing insurance by looking at the price premium or contribution which is paid monthly or yearly by consumers. A nice premium does not mean it must be expensive. The premium should be good economically but has fairly complete benefits.
Don't be lazy to compare several products that are worthy of some insurance companies so that you may gain a great product at an affordable price. Currently, some comparison sites already penetrated into the services of the insurance company.
Note The Specific Criteria Insurance Companies
The fourth way of choosing insurance by measuring specific criteria insurance companies. There are specific criteria insurance companies that perform well you need to pay attention to. I.e., The Ratio Of Risk-Based Capital (RBC) Ratio, Liquidity. the magnitude of the guarantee fund, technical reserves plus debt claims, and claims burden ratio.
For example, the RBC ratio terms have limits of at least 120% of the liability to the customer. RBC ratio shows the ability of insurance companies to pay its obligations.
The higher the insurance company passes the minimum required, the better the financial insurance company.
Learn about each of these criteria. If these criteria are met, the insurance company selected worthy.
By having the right insurance, you will transfer your risk to insurance companies so as not to interfere with personal finance.
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